Few plants are as famous for their charm and symbolism as the Money Tree (Pachira aquatica). Known for its braided trunk and lush leaves, this plant is celebrated across cultures as a harbinger of wealth, peace, and positivity. Beyond its symbolism, it’s also one of the most rewarding houseplants to grow, even for beginners.
If you’re someone who wants both beauty and meaning in their indoor garden, the money tree is your go-to. Let’s walk through money tree plant care tips for luck and prosperity at home, with easy steps that make it thrive while keeping your space full of life.
Why the Money Tree is Special

A Symbol of Prosperity
The Money Tree is seen as a symbol of prosperity and good fortune. In Feng Shui, it’s often placed in the “wealth corner” of the home or office to attract abundance. Many families in the USA and Canada keep one near the entrance as a welcoming charm.
When I first brought mine home, I placed it in my living room, and it instantly became a conversation piece. Guests didn’t just compliment its look—they talked about how calm and grounded they felt sitting near it.
Light Requirements
Bright, Indirect Sunlight is Key
Like most tropical plants, money trees like bright, indirect light. Harsh sun can scorch the leaves, while too little light can stunt its growth.
- Tip: Position your plant near an east-facing window or a few feet away from a south-facing window.
- Important: Always ensure your tree receives plenty of indirect sunlight.
From my experience, mine thrived best when I moved it away from direct afternoon rays but kept it close enough to soak in gentle morning light.
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Soil Essentials
The Right Base for Growth
Healthy roots make for a healthy tree. You must provide it with bright, indirect light and well-draining soil for it to flourish.
- Opt for a potting mix with peat moss, perlite, and sand for aeration.
- Always use pots with drainage holes to prevent waterlogging.
This balance mimics the tree’s natural riverbank habitat, making it easier for the plant to thrive indoors.
Watering and Fertilising
Don’t Drown the Roots
One of the most common mistakes is overwatering. To keep your plant healthy, focus on proper watering and fertilising:
- Water only when the top 1–2 inches of soil feels dry.
- Avoid leaving the roots sitting in water; it can cause root rot.
- Feed your money tree once a month in spring and summer with a balanced, diluted fertiliser.
During winter, reduce watering and feeding since the plant naturally slows down its growth.
Repotting
Free Repotting for Healthy Growth
Your money tree will eventually outgrow its pot. That’s when free repotting comes in handy. Repotting refreshes the soil, gives roots more space, and keeps the plant vibrant.
- Repot every 2–3 years, preferably in spring.
- Choose a pot that’s 2 inches larger than the current one.
- Refill with fresh, well-draining soil.
Your plant won’t grow to its full size if it’s cramped, so repotting is key to ensuring long-term prosperity.
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Quick Money Tree Care Guide
Care Aspect |
Key Tips |
Light |
Money trees like bright, indirect light |
Soil |
Use well-draining, nutrient-rich soil |
Watering |
Water when the top soil dries out; avoid soggy roots |
Fertilising |
Monthly during growing season, less in winter |
Repotting |
Free repotting every 2–3 years for growth |
Personal Experience
When I first brought home a money tree, I was skeptical about its “lucky” reputation. But after following these care steps—especially focusing on watering and fertilising correctly—I noticed not just a healthier plant but also a lighter mood in the house.
I even gifted one to a friend in Canada, and she swears her work-from-home productivity skyrocketed after placing it on her desk.
Growing a money tree is more than just indoor gardening—it’s about creating a space filled with balance, calm, and positivity. Remember to provide it with bright, indirect light and well-draining soil, practice mindful watering and fertilising, and prioritize free repotting when needed. With consistent care and the right environment, your money tree will thrive, blessing your home with both greenery and good fortune.
So, why wait? Bring home a money tree today and let this symbol of prosperity root itself into your life.